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International Yachtmaster Training Sailing Courses

Posted by charity to GAZA Friday, February 12, 2010 0 comments

Module 1 is the Introduction to Yachting Certificate

The International Recreational Crew Certificate is divided into 6 modules, module 2 gets us under way and you will be learn about safety on board a boat and the use of the life raft and first aid kit, fire extinguishers, flares, life jackets and safety harnesses. What clothing and footwear is suitable for the varying conditions met while sailing. Seasickness and it's symptoms, cause and prevention. How various equipment works including: battery selector switch, bilge pumps, cabin lights, cooker & butane/propane gas, heads and water pumps together with general housekeeping rules. You will learn a very basic theory of how a diesel engine works and maintenance procedures such as checking the level of the oil, changing the oil, changing filters, ensuring the flow of cooling water to the engine and how to change impellors. You will be taught how to keep a good and effective lookout, which should be maintained at all times, while under way. You will take a look at basic navigation, course plotting, nautical charts, safe passage conditions, tides and currents and weather forecasts.

On the practical side, module 3, you will learn how to coil a line and secure it to a cleat, tie a number of knots and use the winches. You will learn how to secure the boat for sea and then how to leave a berth, once under way you will undertake the duties of a lookout, learn how to hoist and set the sails and while helming the boat go through tack and gybe routines. You will anchor the boat and go through man overboard recovery drill.

Module 4 is theoretical and you will look at the International Regulations for Collision Avoidance or the "rules of the road". Specifically looking at lights, shapes, and sound signals. You will look at some more sail handling techniques, there is more work with charts and compass and to conclude you will take a look at marine customs, etiquette and manners.

The next practical module includes safety checks and look at the through hull fittings, engine warning lights and alarms and the emergency fuel cut off. You will learn deck seamanship with more docking and mooring routines. More sail work, bending on, hoisting, lowering, reefing mainsails, handling sheets, lines, halyards, outhauls and sail trim. You will learn more skills at the helm, tacking, gybing, sailing a triangular course, sailing a compass course and heaving to.

Module 6 looks at both theory and practise of Dinghy/Tender handling. You will learn the different types of tenders, engines, spares and maintenance and safety equipment. On the practical side you will learn to row, how to move under power, launch and recover and transfer to and from the dinghy to the boat or dock.

This section concludes with an assessment of theoretical knowledge and practical skills gained. At the of this course you will be a useful crew member on any small yacht.

The Radio Operator/Communications Certificate is a stand alone module. You will learn how to operate a radio including emergency calls, calling ship to ship, ship to shore, the types of marine radios available and the regulations governing it's use. An examination concludes the course.

The next 5 modules are the International Watchkeeper/Flotilla Skipper Certificate

Number 8 is theoretical and looks at the responsibilities of a watchkeeper, charts and chartwork, the compass, magnetism and concludes with a look at buoys and marks.

The next practical module concentrates on safety including a briefing that should be given to crew members when they join the vessel and looks at the galley area which if not used correctly can be a danger to all those on board. The rest of the section is devoted to boat handling and develops on the skills learnt in the International Recreational Crew Certificate course.

Back to theory in the next module with a look at basic first aid. More work is done with the International Regulations for Collision Avoidance. Finally you will take a further look at marine customs, manners and today's ever increasing legal requirements.

In module 11, the next practical stage you will prepare a passage plan, and while undertaking a short passage work still further on boat handling skills.

This section concludes with an assessment of theoretical knowledge and practical skills gained.

You have now reached a level that entitles you to the International Certificate of Competence or ICC. It is suggested that the skippers of vessels are required to hold this by some European countries. I have never been asked for mine by the authorities and I know of no one who has. It is also suggested that some companies require it prior to allowing charter of a boat. Again I have not come across this in practise.

The next three modules make up the International Bareboat Skipper Certificate and the first looks at taking over a vessel and the necessary checks on hull and rig, machinery and systems, instruments, safety equipment, spares, tools, fuel, water and provisions. It looks at tides and currents and what causes them. You will learn how to use tide tables and gain an understanding primary and secondary ports. There is some more chartwork that includes position fixing and plotting a course to steer to counteract a current. The section concludes with a look at the responsibilities of the Skipper, their communication with and delegation to the crew.

On the practical side you will develop sailing skills with more general deck work, ropes, knots, splices, the care and use of lines. There is more vessel handling work including anchoring, berthing, mooring, handling in confined areas and handling with currents.

This section concludes with module 16 and includes a look at the weather and sources of weather information, personal observations, weather patterns, land and sea breezes, the different cloud formations, rain and fog. You will learn pilotage. There is an in depth look at passage planning including pilot books, almanacs, considerations for passage planning, coastal passages, passage strategy, port regulations, pilotage plans. Finally you will take a further look at the International Regulations for Collision Avoidance.

This section concludes with an assessment of theoretical knowledge and practical skills gained

It is a dream come true for many those who had the wish to go round the world but couldn't go because of very costly airfare. But now with the help of cheap flights and low airfare it is possible for them to enjoy the trip of the world. Previously only few rich people can afford traveling in Air flights but now a days there are massive discounts on all flights around the world to increase the chance for ordinary people to fly in aircrafts. There are also schemes like cheap airfare deals for students and aged citizens by some traveling organizations to give them more chances to explore the world.

Cheap Airfare helps those people a lot who really can't afford traveling in flights but have the wish in their mind to roam around the world. If someone travels to some place of tourism or holiday destinations at off peak season he can easily take the advantage of the low airfare or cheap airfare. Different Airline companies are offering cheap airfares on flights to a wide range of destinations. Again due to some reason different Airline companies are decreasing their airfare in a regular manner and also providing with many interesting offers and discounts. Governments of different countries are also accepting this good move by the Airline companies as they are giving chances to lots of people to travel in flights. If there is any cancellation in flight tickets at last moment then Airline companies offer those seats to other passenger in a quite discounted price or even sometimes you can bargain with the traveling agents for more discounts. This is considered as one of their good business policies. But in such cases if you miss the flight you have to loose the hope of getting any refund.

Besides the Airline companies there are lots of traveling agencies who are offering fare at much lower cost than normal during off peak seasons and also giving discounts in some special cases. Cheap tourism Package and business tours are also been conducted by travel agents at a very low price. There are also various online travel agents who are ready to provide you with ultimate satisfaction in traveling from one place to another and one can easily confirm his booking for traveling through these agents just by the Internet. Some agents even can give you ticket at normal price during the high peak seasons but the problem is that you might have to face difficulty in order to find out if they have the specific dates for you or not which you want.

Bad Airline Food - Now This?!

Posted by charity to GAZA Wednesday, February 10, 2010 0 comments

Airline food has long been the scourge of the industry. Literally! With customer expectations low, few expect that the meal they are served onboard an airliner will rise to the level of even a family style restaurant.

On the other hand, corporate jet catering is a whole different animal. With delectable entrees, delightful soups, outstanding appetizers and snacks, and the most decadent desserts imaginable, the passenger on a private jet expects [and pays for!] food akin to a five star performance.

Not anymore.

Today, in-flight caterers providing exemplary service and dining options is almost a thing of the past. Thanks to the rise of fractional jet operators who demand a narrow menu and smaller portion sizes, the quality levels with many in-flight caterers has nosedived. In addition, Air Chef, the largest provider of in-flight catering to business jets in the world, continues to snap up poorly performing caterers across the US. Now, corporate flight attendants must call a 1-800 number to place their order with an inexperienced and unknowledgeable clerk. Forget customer service and forget special orders...these upset Air Chef!

With the bad name associated with the company, Air Chef is apparently seeking to distance itself from even its name. Air Culinaire, a caterer with operations in four different cities is now part of the Air Chef network. Now for the rub: word has it that Air Chef, in a bid to sharpen its image and to stave off the growing ranks of ticked off corporate flight attendants -- their bread 'n butter -- the caterer will be changing its name to Air Culinaire.

Corporate flight attendants aren't amused by Air Chef as evidenced by their comments on the Corporate Jet Catering site as well as on Cabin Managers, a forum that is also tied in with the Corporate Flight Attendant Community.

By the way, Rita's Catering of Boston is another Air Chef caterer...business flight attendants know this and are fleeing to the competition as fast as they can.

Hey, Air Chef: do you get it?

Caribbean sailing charters are not all designed for those with sailing experience. If you want to charter the sailboat or yacht on your own, you will need to provide proof that you can handle the boat. You don’t necessarily need to have a license, because many companies regard years of experience in sailing as better than having a certificate. You can book a sailing charter just for the relaxation of sailing. There are also Caribbean sailing charters that will teach you everything you need to know about sailing.

When you decide to take sailing lessons through one of the Caribbean sailboat charters, you will have an experience captain as your instructor. These lessons are designed for the whole family so that the next time you want to enjoy Caribbean sailing charters you can take the sailboat on your own. When you use this opportunity to learn about sailing, it will take you only one week to complete the basic course. If you wish to charter a sailboat in the Caribbean for sailing lessons you have to do on a single hulled sailboat. These lessons are not available here for catamarans.

When you book one of the Caribbean sailing charters you will want to know what is and what is not included with your booking. All of the bed linens, towels and kitchen equipment is standard fare on the bareboat sailboats. You will also have a VHF, boat phone, a cruising guide of the Caribbean and all the charts you need for sailing these waters. The basic navigation equipment, such as binoculars, safety equipment and first aid kit, is also included in Caribbean sailboat charters. You will get a full tank of fuel and water and you are expected to return the sailboat with the tanks refilled.

Some of the Caribbean sailing charters include snorkelling and diving gear with the charter. Others require you to rent this equipment if you need it. You should check out the different sailboat charter companies that offer charters to the Caribbean to see which one has all the equipment that you need for your vacation. If you choose a bareboat charter, you will have to supply your own food and if you want a captain, you also have to supply the captain’s meals. On the luxury Caribbean sailboat charters, all the food and drink is included in the price as well as the cost of hiring the crew.

Caribbean sailing charters offer you the opportunity to see the Caribbean at your own pace. You set the itinerary and spend as long as you like in one place. Go ashore to shop at the markets and take in the unique culture of each of the Caribbean islands. Once you book one Caribbean sailing charter, you will be so enchanted that you will dream of the day when you can take another.

African Safari Preparation

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If you are planning on going on an African safari, the last thing you would want to do is spoil the trip right out of the chute by forgetting some essential things. Make yourself a list of things to do and check everything off as you go along. There are some important things to consider before you head to Africa.

You will want to wear comfortable, but protective clothing on your safari. Long sleeved shirts help protect your arms from the sun, and long pants will help protect you from mosquitoes. Wearing neutral colored clothing will help you blend in with the surroundings while you are admiring the wildlife, and will help to reflect the sun, keeping you cooler.

Remember, your transportation may not allow you to carry a lot of luggage, so be conservative. You may have to travel by a small plane or boat and not be able to carry more than a few pounds worth (maybe 20 or 25). Be sure your gear and clothing is packed in something waterproofed like a duffel bag. Most safari guide services recommend only 2 or 3 days worth of clothing be taken as there will be facilities to do laundry in most camps and lodges. If you are planning on being in any of the larger African cities with restaurants, they may require more 'dressy' attire, so take something appropriate.

Here are a few items you might want to take along on your African safari:

Clothing - sweater and jacket, raincoat, jeans, dress pants or skirts (if you plan on going into the city; you might even want to take a tie and some dress shoes), t-shirts, underwear, sports bra, sun protecting hats, socks, hiking shoes

Miscellaneous - large handkerchief or headband, oral hygiene supplies, hair care supplies, shaving gear, sun glasses, wash rag, plastic storage bags, sunscreen and insect repellent, medications for allergies, colds and headaches, flashlight, pocket knife, camera and film (this is important - don't count on getting it there), batteries, small first aid kit, eye drops, lip balm

You should plan on visiting your doctor several weeks before your trip to make sure you have the vaccinations and medications you may need. There are some things you may be susceptible to in Africa that you want to guard against.

A Yellow Fever Vaccination Card is required for entry into Kenya, Uganda and Tanzania. Malaria prophylactics are advisable before entering into a malaria area (particularly Kruger). Malaria is spread by mosquitoes, so take other precautions, too. Avoid Bilharzia (caused by tiny parasites) by not swimming in stagnant rivers or streams.

If you are a non-resident of Africa, you will need a passport that does not expire for at least six months after your return home. Visas which are acquired before you travel are required in Egypt, Madagascar, Mozambique, and Tanzania. Visas can be obtained upon arrival in Uganda, Zambia, and Zimbabwe. Also, plan on getting at least the minimum amount of travel insurance.

Many places outside of the African cities accept American currency as well as local currency. Also, take travellers cheques in small denominations for incidental expenses. Many establishments in the cities also accept international credit cards. Some banks have ATM machines where you can use an international credit card to obtain local currency. You will need to ensure you have some American cash for visas, airport departures, taxes, tipping, etc. Carry small denominations like $10 - $20 USD and plenty of $1 USD for tipping.

So, getting ready for your African Safari is a job in itself, but if you arrive prepared you will certainly have a much more enjoyable and hassle free trip.

A Mental Wilderness Survival Kit

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A survival kit should be carried by anyone who goes deep into the wilderness. What should be in it? Matches, a blade of some sort, and first aid supplies are among the usual recommendations. When you read the true stories of survival, though, you start to see that it is what's in a persons head that often determines if they survive or not. What, then, should be in this mental survival kit?

A Survival Kit In Your Mind

1. Willingness to learn. Even those who know nothing about survival until lost in the wilderness can still learn as they go - if they are willing to. If you're cold, watch that squirrel dive under a pile of leaves, and try that to stay warm (it works). Notice what's working and what isn't, and keep trying new things.

2. Willingness to do what's necessary. This is one of the most important items in your mental survival kit. Hey, they can eat hissing cockroaches just for the chance to win some money on "Fear Factor," so you can do it to save your life, right? Spoon with your buddy to stay warm, break open logs to find grubs to eat - do whatever it takes.

3. Positive attitude. This is an essential. In many stories of survival it is clear that those who expected to survive did. Even if you're not sure you can survive, encourage this attitude by acting as if you expect to.

4. Inspirational thoughts. This is how to have that positive attitude. An easy and enjoyable way to get this inspiration is to read true stories of wilderness survival. Some of the stories are about situations far worse than anything you are ever likely to encounter. Remembering them at the appropriate time is a sure way to see that you can survive. tell them to others too, if you are in a group.

5. Wilderness survival knowledge. You don't have to go to a survival training school to read and remember that you can safely eat all North American mammals, or that you can stuff your jacket with cattail fluff to create a winter coat. Any little bit helps, so learn a new trick or two each season, or take an edible plant guide on your next hike.

6. Reasons to survive. We all have reasons to want to live, but we need to remember to pull out those reasons when the time comes. Many people have attributed their survival to the constant thought of a loved one waiting for them, or something they want in the future.

Maybe you've already done this mental preparation, but it can't hurt to look over the list above again. Is there anything you need to work on in your mental survival kit?

If you live in the South, the opportunity to take a day or weekend off from life is a must. Georgia offers the perfect combination of convenience and things to do.

A Quick Break From The Rat Race In Georgia

When planning a short trip in the Southern United States, Georgia is a great place to start. Georgia is great for romantic retreats, honeymoons and family trips. Georgia offers mountain views, fabulous beaches and historic sites that are all perfect for that short relaxing stay. Whether you're looking for adventure or just a place to take in the beauty of the genteel South, Georgia offers all you are looking for and more.

One great city to visit in Georgia is Savannah. Cloaked in an air of mystery and the subject of books and movies, Savannah, Georgia is a quintessential Southern city. The city was founded in 1733, as Georgia's first city, when the colony's founding father James Oglethorpe landed there with the colony’s first 120 settlers. Savannah features 21 squares in a grid, making it America's first “planned city”. The exquisite architecture is characteristic of early Southern plantations and opulent 19th century mansions. While here, walking and trolley tours are available to see the city's many historic buildings and sites.

Savannah isn't all history, however. While here, one can shop to their heart's content, whether in the Historic District's cobblestone River Street shops or in the Southside's shopping malls. Savannah also has an antique district at the streets of Broughton and Bull, where those who prefer history in their souvenirs can find that as well. Eating in Savannah can be a grand experience, too, with restaurants here ranging from haute cuisine to down home country cooking and everything in between.

When planning a few days off in Georgia, you need somewhere to stay. Savannah offers historic inns and bed and breakfasts in the Historic District that can't be beat. One such inn is the newly restored Planters Inn, located on Abercorn Street. This inn offers Southern hospitality and warmth that's characteristic of Savannah, as well as fine dining at the Olde Pink House Restaurant. Packages are available for your stay at the Planters Inn, such as a Romance package that includes champagne and a horse drawn carriage ride.

Staying in Savannah, Georgia is an experience you won't soon forget. If you like to look at great architecture, shop, enjoy fine food and accommodations, this city is definitely for you!

10 Must-Do When In Monte Carlo

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Home to the rich and famous, Monte Carlo exudes style and panache. The locals walk the paths with a swagger; you can smell the affluence. The town is a charming blend of chic city living and wonderful sun-kissed beaches. Monte Carlo is a compact city; the best way to explore is by foot. The narrow streets and tight alleyways are home to a fascinating array of petite shops, bars and restaurants.

1. Monte Carlo Casino
Built in 1863, this architectural masterpiece overlooks the Mediterranean and must be a priority on your sightseeing list. It has a remarkable gold and marble atrium designed by the legendary architect Charles Garnier.

2. Walk the Grand Prix Racing Route
The Monaco Grand Prix has been held annually since 1929 and is considered one of the most prestigious races in motor sport. The roads are transformed from busy public highways into a Formula 1 circuit in an incredibly short space of time.

3. Prince’s Palace
The palace is open to the public from June to October. The courtyard is paved with over 3 million coloured pebbles, beautifully arranged in geometrical patterns. Built in 1215, the palace was originally a fortress before being transformed into a luxury home.

4. Monaco Cathedral
This magnificent cathedral was constructed in 1875 and is the final resting ground of Princess Grace. The cathedral’s fabulous organ was painstakingly restored to its former glory in 1988.

5. Monte-Carlo Thermes Marins
For over a century this luxury spa has pampered and delivered the ultimate in relaxation. Treat yourself to a day you will never forget.

6. Metropole Shopping Centre
Filled with designer stores to match those of Paris and Rome, the Metropole is a shopper’s paradise. A stroll around Casino Square will present you with precious stones of the highest quality.

7. The Old Town
An abundance of quality restaurants and bars present themselves in the more traditional parts of town. Here you can tuck into local specialities such as Monegasque cuisine.

8. Café de Paris
Located in Casino Square, Café de Paris is the place to be seen. The lively mix of locals and visitors generate a warm atmosphere, whether sitting outside or dining indoors. The menu has an international flavour and daily specials are always recommended.

9. The Grimaldi Forum
The stunning Grimaldi Forum is home to a host of cultural events. Watch concerts, opera, ballet, as well as festivals and exhibitions, including the Monte-Carlo Masters tennis.

10. Stade Louis II
What the home of AS Monaco Football Club lacks in size, it certainly makes up for in quality. Despite a capacity of only 18,500 (smaller than most top football clubs), the ground’s architecture make it one of the more memorable stadia.

Advice For Backpackers Going To Europe

Posted by charity to GAZA Monday, February 8, 2010 0 comments


Backpack in hand, you are ready to head to Europe for some fun and sun. Here is some advice for backpackers from someone who has done it multiple times and made the mistakes.

Advice For Backpackers Going To Europe

In my personal opinion, spending a few weeks or months backpacking in Europe should be a mandatory task for every person. Admittedly, it can’t really be called a task since you will love every minute of it. Having backpacked Europe more times than I can count, here are some of the lessons I learned which can help you.

The first piece of advice is to limit the number of things you take. Europe is not located on a far away planet. If you can buy it here, you can buy it there. This includes items such as soap, socks, toothpaste, disposable digital cameras and guidebooks. I guarantee that you will take too much junk with you. Don’t. One or two pairs of shoes, shorts, one pair of slacks [to get into museums and churches] and a couple shirts is all you need. If you need anything else, you can just buy it there.

There is a lot to see and do in Europe, so most people want to maximize their time. One way to do this is to travel and sleep at the same time. Yes, I am talking about the night trains. When moving from one location to another, try to take the latest train and sleep during the trip. You only have a set amount of time. Taking this approach will keep you from wasting valuable daylight hours on the road.

One of the key pieces of advice I can offer you is to use your common sense. If you wouldn’t walk down that alley or into that establishment at home, why the heck are you going to do it in Europe? Europe is very safe and the people are friendly. That being said, every location has its rough spots. Avoid them. Particularly in the Eastern European countries. Trust me on this one!



To maximize your experience, it is best to get off the beaten path. When you visit a city, spend at least a day in a town outside of the city limits. You will discover the real nature of the country. Tourists are fewer, so people tend to be interested in talking with you. There are always a group of older men sitting in a café. Join them and you will be laughing for hours. I did this in Austria and ended up speaking a week in a little village called Halstatt. One of the best times I ever had.

When it comes to tips backpackers and Europe, this final piece of advice is very important. Do not try to see everything. Stick to one country for two weeks, but no less than one week. This lets you get the most out of the visit.

Yes, there are other countries, but you will just have to come back again to see them. Poor you.

Is Travel Insurance Really Necessary?

Travel is already expensive enough, isn't it? The cost of air fare, cruises, hotels, ground transportation, food and activities and entertainment are already high enough. I don't know about you, but I work hard for my money, and when I travel, I want to keep as much of my money in MY pocket as possible. Is travel insurance a necessity or a luxury? Why not cut a few corners here and there. Why buy something if it’s not really needed?

My personal answer is, of course, that I am not independently wealthy and can’t withstand the potential financial losses if I require medical care while I’m traveling. Not being independently wealthy also means that I'm in the market for adequate but cheap travel insurance. I suspect that you are in the same position, so you, too need cheap travel insurance. If you’re still not sure about that, consider the following.

Did you know that if you get sick or are injured while traveling abroad, your medical plan may not cover all the expenses you will incur? If the costs of treatment are higher than the maximums of your medical plan, you will be responsible for the difference, unless you have already purchased travel insurance. In fact, you may not even be admitted into hospitals in some countries without proof that you have health or medical insurance.

This is true for everyone, regardless of age or length of time abroad. Suppose you fall ill just a few hours after arriving at your destination. Or suppose you make a day-trip to another country, and you are injured in a traffic accident. Or suppose one of your children is part of a group making a class visit abroad, gets food poisoning and requires hospitalization. In all cases, without adequate travel health insurance, you will be responsible for the costs above and beyond the limitations of your existing medical plan.

Therefore, before going abroad, you need to make sure that you are adequately covered by travel medical insurance that won't break your budget. You should check to see if appropriate coverage is already available to you through your medical plan, employee benefits, or even through a credit card. If the coverage is sufficient for your needs, then you can enjoy your trip without incurring the extra expense of travel insurance. However, if you are not sure of your coverage, or if your coverage is inadequate or non-existent, then your next step should be to research and purchase the travel insurance coverage you need.

How Much Can You Expect To Pay?

When I bought my first plane ticket to China a few years ago it cost around $2000 round-trip, and my travel insurance cost me over $500 because I didn't shop around for cheap travel insurance online.

A few years later, a little bit older and wiser, and my travel insurance for another trip to China cost me much less--about $300 for roughly the same coverage. The difference? Before buying my travel insurance for the second trip, I shopped around online and got the coverage I needed, at the right price. If I'd have purchased my travel insurance for this latest trip from my travel agent, it would've cost me about $600 for the trip, and my plane tickets only cost $1,500! Not exactly the smart way to go.

So how much will it cost you? Not as much money as it will cost you if you get sick or injured abroad and you don't have any travel insurance coverage! That's the obvious answer to the question.

In fact, how much travel insurance costs will depend on your age and the type of coverage you choose. Basic policies cost as little as $5.50 USD per $1000 of coverage. On the other hand, you can expect a full coverage policy to cost you from 7 to 10% of the cost of your trip, depending on your age. The older you are, the more you will pay. No matter what the cost of the policy, however, it's sure to be much less than the cost of medical evacuation!

The good news is that you can easily, conveniently and quickly research and locate excellent but cheap online travel insurance and reduce the costs while making an informed purchase. This is much better than taking what you are offered at the travel agency because you can choose from hundreds of travel insurance companies and polices and save yourself a lot of money in the process. One place you can start your search is at Travel Insurance Central, http://www.travel-insurance-central.com

What You Should Consider When Buying Travel Insurance

To assist you in your research, here are some suggestions to help you make an informed purchase.

1. Consider the worst-case scenario. If you can financially withstand the worst-case scenario then maybe you don't need travel insurance or maybe you don't need a comprehensive policy.

2. Make sure the policy you are considering provides adequate medical/dental coverage, including medical evacuation coverage just in case you need medical care in a place where the best treatment available is below the standards you are accustomed to in your country. This can happen if you fall ill in a developing country or even on a cruise ship.

3. Check your existing insurance policies for possible coverage. There is no sense in paying more for what you already have in your homeowner or tenant policy, such as theft and loss coverage.

4. If you are a frequent traveler, you should consider annual or year-round travel insurance policies. Sometimes they are called multi-trip travel insurance policies. Whatever the name, these policies can be relatively cheap when compared to single-trip travel insurance policies.

5. Know what you are buying, so read the fine print. Make sure that you understand what the company considers to be a legitimate reason for cancellation or interruption. If the list is too restrictive, maybe you should consider another policy.

6. Don't restrict yourself to buying only from your travel agent. He/She will probably only have one company’s product(s) available, and it's there for your convenience, but that convenience can be quite costly!

7. Ask lots of questions about the coverage. Play the "what if" game. Ask for clear explanations of terminology. Make sure that you and the travel insurance company are speaking the same language.

8. Don't buy the insurance through your transportation provider. If the airline goes bankrupt, how adequate will your insurance coverage be?

Once You’ve Bought Your Travel Insurance

Remember that your travel insurance policy covers you between certain specific dates, so don’t start your trip early or extend your trip without first changing the dates of coverage on your travel insurance policy. Of course, this might cost you extra, but that's cheaper than finding yourself without coverage when you need it the most.

Also, it almost goes without saying that you should bring your travel insurance policy with you when you go abroad. You can't consult the policy if it's sitting on your desk at home. You should also carry your travel insurance company's toll-free assistance phone number and other contact information with you wherever you go. It does you no good if you get ill or hurt and the necessary policy information is sitting in your hotel room. It’s also a good idea to bring your regular medical coverage cards and info with you.

I hope these tips will help you by the best travel insurance for you. Then take your trip with the peace of mind that comes from knowing that you are insured by the right travel insurance policy at the right price. Bon voyage!

Camping Makes the Weekend Perfect.

Posted by charity to GAZA Sunday, February 7, 2010 0 comments

Do you have a weekend without anything to do or a weekend when you don’t want to do anything?  I know what I’d do.  I would pack up the truck and head for the woods.  Sitting by a camp fire with your favorite people solves many problems, so you shouldn’t wait too long between fires.  My favorite thing to do on a weekend is to camp.  Are you looking for an easy way to camp?  How about car camping?  I love it! 

First of all, let’s define car camping?  When you can drive your vehicle right up to the camp site, that’s called car camping.  Even if you’re driving a truck it’s still called car camping.  The advantage of car camping versus primitive or base camping is that you can take anything you want with you.  If you want to take a hammock or huge grill or a stack of magazines, you can.  Load your car or truck with food, clothing, shelter, bedding, games and anything else you want to take along and get going.  It’s really that simple.

So where can you car camp?  Just about anywhere.  National and  state parks don’t allow car camping except in designated campgrounds, other than that, you can car camp virtually anywhere on public lands.  The internet is loaded with websites that can help.  Start looking at www.backcountrytoys.com/education.htm.  Our Education Center is loaded with up to date camping information.

Here are some things I take along when I car camp:  hiking gear, bird watching binoculars and field guide, a radio for music and weather updates, tent, cot, sleeping bag, grill, shovel, fire starting gear, lots of food and drink, first aid kit, a stack of reading material – this can also be used for building a fire – such as newspapers and magazines, rain gear, hammock, dogs and dog food, folding chairs and table, stove, table service and utensils….you get the idea.  I take all that I need to be comfortable.  If you don’t have these things, don’t fret, all you really need are food, shelter and common sense.

Camping is a great way to renew and strengthen relationships.  Take your spouse, your children, your siblings, your friends.  Without the distractions of television, telephone, internet and alarm clocks, you will have a wonderful time.  I’ll always remember something a dear friend of mine told me years ago, “Time spent in our great outdoors is time added to your life.”  That sounds like a good reason to go. 

Use this information and you’ll Get It Right The First Time.  Get Outdoors!

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